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Health care that never profits from saying no.

A community health fund we're designing with creatives, crew, musicians, and freelancers. Radical transparency, no middlemen.

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Not insurance. Not an offer of coverage. Pool Health is in early development. Join the waitlist to get in first and help shape it with us.

The problem

Your work is creative. Your coverage shouldn't be a puzzle.

Gig to gig, show to show. Creative work rarely fits the way health coverage is built, and the system can feel confusing and opaque.

Why we started →

  • Coverage that comes and goesWhen work is seasonal, keeping coverage steady can mean a scramble.
  • Plans you can't decodeComparing options means wading through jargon, networks, and fine print.
  • Prices nobody will tell youIt's hard to know what care costs until the bill shows up.

How it works

Simple by design.

Four pieces, built with our first members.

  1. Join the pool

    Members pay into a shared fund, with the fee and what it pays for published up front.

  2. Your own doctor

    Direct primary care with a doctor who actually knows you.

  3. Posted prices

    The fund pays providers' posted prices under public rules.

  4. Backup for big stuff

    A backstop so one huge bill never sinks the pool.

Read our full approach →

What's different

Built so saying no never pays.

Inspired by the Cost Plus Drugs idea of showing costs and cutting the markup, applied to health care.

Radically transparent

You see where every dollar goes.

Member voice

Shaped by members' input from day one.

Never profits from no

A flat, published fee. Denials earn us nothing.

No middlemen

We pay providers directly.

How the model is designed →

Who it's for

Made with creatives. Open to everyone.

We're starting with creative and entertainment workers. There's no age cutoff, and anyone fed up with confusing coverage is welcome on the waitlist.

Questions? Read the FAQ →

  • Freelancers
  • Film & TV crew
  • Musicians
  • Actors
  • Writers
  • Designers
  • Dancers
  • Young creatives
  • Anyone, any age

Help build health care with nothing to hide.

Join the waitlist, share what's broken for you, and help shape what Pool Health becomes.

Join the waitlist